Personal Automobile
- Agreed value option– Locks in the value of your vehicle to avoid depreciation if it becomes a total loss,
- New for old option– Provides replacement cost for vehicles no more than three years old.
- OEM parts– Covers use of parts produced by the original manufacturer in repairs.
- Road service– Pays for on-the-spot emergency repairs or towing to nearest repair facility.
- Overnight expenses– Covers two nights’ expenses for breakdowns more than 50 miles from home.
- Lock replacement– Replaces locks if keys are lost or stolen / with no deductible
- Full glass coverage-Repairs or replaces chipped or broken windows / with no deductible.
- Airbag replacement– Pays cost of repairing or replacing air bags that accidentally deploy with no deductible.
- Rental reimbursement– Pays for car rental if insured vehicle is being repaired due to a covered loss.
- Rental loss of use– Covers loss of use fees levied by rental company for damage to vehicle.
- Diminishing deductible options
- Good Student discount
- Low mileage discount
- Multiple vehicle discount
- EFT billing discount
- First accident forgiveness
