Personal Automobile

Personal Automobile

  • Agreed value option– Locks in the value of your vehicle to avoid depreciation if it becomes a total loss,
  • New for old option– Provides replacement cost for vehicles no more than three years old.
  • OEM parts– Covers use of parts produced by the original manufacturer in repairs.
  • Road service– Pays for on-the-spot emergency repairs or towing to nearest repair facility.
  • Overnight expenses– Covers two nights’ expenses for breakdowns more than 50 miles from home.
  • Lock replacement– Replaces locks if keys are lost or stolen / with no deductible
  • Full glass coverage-Repairs or replaces chipped or broken windows / with no deductible.
  • Airbag replacement– Pays cost of repairing or replacing air bags that accidentally deploy with no deductible.
  • Rental reimbursement– Pays for car rental if insured vehicle is being repaired due to a covered loss.
  • Rental loss of use– Covers loss of use fees levied by rental company for damage to vehicle.
  • Diminishing deductible options
  • Good Student discount
  • Low mileage discount
  • Multiple vehicle discount
  • EFT billing discount
  • First accident forgiveness